Every Successful Company, No Matter The Size, Should Offer A Retirement Solution.

Welcome to a
comprehensive retirement solution offering easy administration,
wide investment options, and competitive costs.

The National Dental
Retirement Solution,
powered by TAG Resources.

About National Dental

The National Dental Retirement Solution is a product developed by First Financial Consultants for the dental industry. The solution was developed using First Financial’s 38 years of industry experience and leveraging our broad industry relationships developed during that time. This experience and the knowledge gained from that experience has allowed us to develop a retirement product, in conjunction with TAG Resources and an industry leading Recordkeeper, that provides the dental industry with a retirement plan offering easy administration, wide investment options, and competitive costs that many other retirement plans do not offer.

The National Dental Retirement Solution is a powerful tool for your company.

*You can attract and retain top talent.
*You can maximize your opportunities to save for your own retirement.

Most Employers Have Concerns About Having A 401(k).

We Have Solutions.

Compliance Issues

In 2020, 67% of audits conducted by DOL resulted in monetary fines or other corrective action.

Tag Resources administrative process is designed to meet DOL random audit requirements on a realtime basis.

Huge Liability

Employers often do not know the liability they take on. Any employer who understands it does not want the risk. We mitigate that risk for you.

As named fiduciary on your plan we mitigate liability risk for you.

Overpriced Plans

Small business owners are sometimes already financially stretched and cannot afford a high priced retirement solution that works. TAG is the answer other companies retirement providers cannot match.

The National Dental Retirement Solution is a “pooled” retirement plan, meaning that we pool many company plans to together. This gives our clients some of the lowest prices and the most extensive services in the industry.

Administration

When offering a retirement plan to your people, you're held to the highest standards under the law. If you don't have the required expertise in house, you need to hire professionals to help you stay compliant with ERISA in offering the best plan to your employees.

Administration on the plan is done by TAG Resources. TAG Resources employees are all trained on ERISA law and TAG has ERISA lawyers on staff and on retainer.

Department of Labor audits can be costly for your business!

The IRS penalty for late filing of a 5500-series return is $25 per day, up to a maximum of $15,000. The DOL penalty for late filing can run up to $1,100 per day, with no maximum.

Managing your own retirement plan can be a big administrative burden.

With Sample Company and TAG Resources at the helm of your retirement plan, you can stay on top of your business, knowing that the day-to-day responsibilities of your plan are being looked after.

Plan Administrator Responsibilities

TAG performs over 90% of administrative duties.

These are your responsibilities without TAG

3(38) Investment Manager Appointment
402(g) Limit Reporting
404(a)(5) Notice Distribution
404(c) Notice Distribution
408(b)(2) Notice Distribution
Annual Discrimination & Coverage Testing
Audit Completion Support
Audit Firm Hiring & Monitoring
Auto Enrollment Notice Distribution
Beneficiary Designation Form Maintenance
Beneficiary Determinations
Blackout Notice Distribution
Census Review
Corrective Distributions
Death Benefit Approval
Distribution Reporting
DOL and IRS Issue Resolution Assistance
Eligibility Calculations
Eligibility Notifications
Employer Contribution Monitoring
ERISA Bond Review
Error Correction Monitoring
Fiduciary Insurance Coverage Review
Force Out Processing
Form 5330 Preparation, Signing, & Filing
Form 5500 Preparation, Signing, & Filing
Form 8955 Preparation, Signing, & Filing
Fund Change Notice Distribution
Hardship Withdrawal Approval
Loan Approval & Reporting
Loan Default Monitoring
Loan Policy Administration
Lost Earnings Calculations
Participant Enrollment Assistance
Payroll Aggregation
Payroll File Aggregation
Plan Design Review
Plan Document Interpretation
Plan Document Preparation & Archiving
Plan Irregularity Notification
QDIA Notice Distribution
QDRO Determinations & Reporting
Quarterly Investment Review Meetings
Rate Changes Monitoring & Reporting
Required Minimum Distributions
Safe Harbor Notice Distribution
SAR Production & Distribution
SMM Notice Distribution
SPD Production & Distribution
Spousal Consent Approvals
Termination Date Verification & Maintenance
Termination Withdrawal Approval
Top Hat Preparation, Signing, & Filing
Trustee Duties
Vesting Verification & Tracking
Year End Data Collection & Review

These are your responsibilities with TAG

Upload Payroll Files to TAG
Monitor TAG
Provide Year-End Data for Testing

How does our plan Overcome all of the concerns listed above?

By using National Dentals trusted providers.

Our Trusted Providers Help Make It Possible.

Company or Association

The National Dental Retirement Solution is a product developed by First Financial Consultants for the dental industry. The solution was developed using First Financial’s 38 years of industry experience and leveraging our broad industry relationships developed during that time. This experience and the knowledge gained from that experience has allowed us to develop a retirement product, in conjunction with TAG Resources and Transamerica, that provides the dental industry with a retirement plan offering easier administration, good Investment options, and lower cost than traditional retirement plans.

3(38)

Mesirow Financial is a named fiduciary to the plan, responsible for the investment selection, monitoring and ongoing due diligence of the funds in the investment menu in accordance with the Investment Policy Statement (IPS) for the Plan. Mesirow Financial is an independent, employee-owned firm founded in 1937 with approximately 570 employees working from 18 locations around the globe.

PLAN ADMINISTRATOR

TAG Resources ensures your plan reaps long-term rewards with easier day-to-day operations. As the largest end-to-end retirement plan provider in the US, TAG is recognized nationally for pioneering unique Retirement Programs. The Multiple Employer Program™ is our newest innovation, bundling retirement plans together in a service model previously only available for very large companies.

FINANCIAL ADVISOR

First Financial Consultants, Inc. Alan has been in the Financial Services industry for 38 Years. He has a Bachelor of Science in Business Administration with a Major in Accounting. He has owned and operated his own Financial Planning firm since 1989. Alan has a pilots license, and in his free time backpacks with his children and friends or rides his motorcycle. He has been involved in the past with the Boy Scouts of America.

RECORDKEEPER

We work with an industry leading Recordkeeper

There you have it.

The Best Retirement Plan We've Ever Built

Common Questions

Interested? Let us tell you more. Contact us now.

Email Address

asuiter@changepath.com

Call Us

(417) 849 1951

First Financial Social Media

Investment advisory services offered by duly registered individuals through ChangePath, LLC a Registered Investment Adviser. ChangePath, LLC and First Financial Consultants are unaffiliated entities.