Every Successful Company, No Matter The Size, Should Consider A Retirement Plan.

Welcome to one of the best Retirement Plans ever built...The Pandion Retirement Exchange Powered By TAG Resources.

Successful Completion of Negotiations

Pandion Optimization Alliance brings together thousands of like-minded organizations to leverage their collective strength and develop mutually beneficial relationships through our business arms: Sourcing and Purchasing, Consulting, Digital Health, and Direct-to-Consumer.

Our companies’ collective efforts focus on providing high quality products and services in the right setting at the right time, at the lowest possible price.

Your Retirement Plan should be a major reason why people want to work for you.

You are far more likely to attract better employees and retain the employees for longer by offering the security of a stellar Retirement Plan when hiring.

Some Employers Have Concerns About Having A 401(k).

We Have Solutions.

Compliance Issues​​

In 2020 67% of companies randomly audited by the DOL failed the audit. Resulting in Billions in fines and penalties.

The Pandion Retirement Exchange administrative process is designed to meet DOL random audit requirements on a realtime basis.​

Huge Liability

Employers often do not know the liability they take on. Any employer who understands it does not want the risk. We mitigate that risk for you.

As named fiduciaries, TAG Resources and QCI
Asset Management mitigate liability risk for your plan.

Overpriced Plans​

Small business owners are sometimes already financially stretched and cannot afford a high priced retirement solution that works. TAG is the answer other companies retirement providers cannot match.

“The Pandion Retirement Exchange is a pooled
retirement plan comprised of individual employer plans. This gives our clients some of the lowest prices and the most extensive services in the industry.

Administration​

When offering a retirement plan to your people, you're held to the highest standards under the law.  If you don't have the required expertise in house, you need to hire professionals to help you stay compliant with ERISA in offering the best plan to your employees.

Administration on the plan is done by TAG Resources. TAG Resources employees are all trained on ERISA law and TAG has ERISA lawyers on staff and on retainer.

DOL Random Audits Can Crush Your Business!​

The IRS penalty for late filing of a 5500-series return is $25 per day, up to a maximum of $15,000. The DOL penalty for late filing can run up to $1,100 per day, with no maximum.

Tired african businessman sitting at workplace frustrated by business failure

Retirement plans take a lot of upkeep. it is a big job.

As a result, they take a lot of employee hours, which more often than not costs you as an employer more money. With the Pandion Exchange at the helm of your retirement
plan, you can stay on top of your business, knowing that the day-to-day responsibilities of your plan are being looked
after.

  • Law states that if you do not have Erisa Trained staff you must contract with someone who does. TAG staff is Erisa trained. 
  • 3(38) Investment Manager Appointment
  • 402(g) Limit Reporting
  • 404(a)(5) Notice Distribution
  • 404(c) Notice Distribution
  • 408(b)(2) Notice Distribution
  • Annual Discrimination & Coverage Testing
  • Audit Completion Support
  • Audit Firm Hiring & Monitoring
  • Auto Enrollment Notice Distribution
  • Beneficiary Designation Form Maintenance
  • Beneficiary Determinations
  • Blackout Notice Distribution
  • Census Review
  • Corrective Distributions
  • Death Benefit Approval
  • Distribution Reporting
  • DOL and IRS Issue Resolution Assistance
  • Eligibility Calculations
  • Eligibility Notifications
  • Employer Contribution Monitoring
  • ERISA Bond Review
  • Error Correction Monitoring
  • Fiduciary Insurance Coverage Review
  • Force Out Processing
  • Form 5330 Preparation, Signing, & Filing
  • Form 5500 Preparation, Signing, & Filing
  • Form 8955 Preparation, Signing, & Filing
  • Fund Change Notice Distribution
  • Hardship Withdrawal Approval
  • Loan Approval & Reporting
  • Loan Default Monitoring
  • Loan Policy Administration
  • Lost Earnings Calculations
  • Participant Enrollment Assistance
  • Payroll Aggregation
  • Payroll File Aggregation
  • Plan Design Review
  • Plan Document Interpretation
  • Plan Document Preparation & Archiving
  • Plan Irregularity Notification
  • QDIA Notice Distribution
  • QDRO Determinations & Reporting
  • Quarterly Investment Review Meetings
  • Rate Changes Monitoring & Reporting
  • Required Minimum Distributions
  • Safe Harbor Notice Distribution
  • SAR Production & Distribution
  • SMM Notice Distribution
  • SPD Production & Distribution
  • Spousal Consent Approvals
  • Termination Date Verification & Maintenance
  • Termination Withdrawal Approval
  • Top Hat Preparation, Signing, & Filing
  • Trustee Duties
  • Vesting Verification & Tracking
  • Year End Data Collection & Review
  • Upload Payroll Files to TAG
  • Monitor TAG
  • Provide Year-End Data for Testing
Multiracial business team having a meeting

How Does Our Plan Overcome All Of The Concerns Listed Above?

By using Pandion's trusted providers.

Our Trusted Providers Help Make It Possible.

Company or Association

Pandion Optimization Alliances brings together thousands of like-minded organizations to leverage their collective strength and develop mutually beneficial relationships through our business arms: Sourcing and Purchasing, Consulting, Digital Health, and Direct-to-Consumer. Our companies’ collective efforts focus on providing high quality products and services in the right setting at the right time, at the lowest possible price. 

RECORDKEEPER

We work with industry leading recordkeepers.

3(38)

QCI provides fee-based investment management services for corporations, institutions, and high net-worth individuals.Whether we’re investing corporate assets, retirement fund assets, endowment, or personal assets, the approach for every client is unique, based on risk tolerance, income requirements, and tax considerations. We combine strategic portfolio management, vigilant operational procedures, and active client communications to ensure consistently high client satisfaction.

PLAN ADMINISTRATOR

TAG Resources ensures your plan reaps long-term rewards with easier day-to-day operations. As the largest end-to-end retirement plan provider in the US, TAG is recognized nationally for pioneering unique Retirement Programs. The Multiple Employer Program™ is our newest innovation, bundling retirement plans together in a service model previously only available for very large companies.

 

FINANCIAL ADVISOR

Gregory Tedone, ARPC
Director Consulting Services
1040 Pittsford Victor Road
Pittsford, New York 1453
main    585 218-2060 ext.125
fax       585 218-2013
[email protected]

There you have it.

The Best Retirement Plan
We've Ever Built

Common Questions

Interested? Let us tell you more. Contact us now.

Call Us

585 218-2060 ext.125