San Joaquin Society for Human Resource Management has a revolutionary new pooled retirement solution to offer clients for their employees

Let us help you turn your company's retirement plan into an asset

SJSHRM has partnered with industry leader Transamerica to create SJSHRM Choice Pooled Solutions℠ to help clients achieve their company's financial goals by outsourcing fiduciary responsibility and liability.

What does this partnership mean to our clients who offer or want to offer their employees and retirement solution?

It means San joaquin society for human resource management  has the flexibility to meet your needs

SJSHRM Choice Pooled Solutions℠ product set consists of two plan configurations: Retirement Plan Exchange® and Choice Pooled Solutions℠ (PEP).




The Retirement Plan Exchange allows individual sponsors to select from a menu of cost-effective options to build a single employer retirement plan and configure a support team.


  • Individual plan sponsors choose from a menu of cost-effective options to build a retirement plan
  • TAG prepares, signs, and files the 5500 on behalf of the company
  • Typically, best suited for smaller businesses and organizations



The Choice PEP treats the plans of multiple unrelated employers as one large plan and allows employers to choose from two cost-effective investment platform options.


  • Treats multiple plans as one large plan
  • Sponsored by a Pooled Plan Provider (PPP)
  • PPP handles administration and oversight
  • Files one combined Form 5500 for the PEP
  • Large plans benefit from reduced audit costs
  • [Your choice of 3(38) investment managers]

The Core Benefits 

Reduced Risk

If you administer your own retirement solution you are personally liable for the plan. The new solution takes on the fiduciary risk.

Administrative Duites

The list of duties that accompanies administering your own solution is long and tedious. TAG resources remove over 90% of those administrative duties.


This solution gives you time back to focus on your business. Your employees can focus on building your business. Not administering your retirement plan.


Having a retirement solution administered by professionals can help attract new talent and help retain your top employees.

Happy businessmen applauding good presentation in office
“Helping our clients by giving them access to SJSHRM Choice Pooled Solutions℠ to scale their business is our mission. We aim to reduce the discords and friction of day-to-day administrative problems and give our clients critical time back..”

How does our new solution give you time back?

A major DIFFERENTIATOR of  SJSHRM Choice Pooled Solutions℠ for you as a participating employer is the reduced administrative tasks you have to perform on your [401(k)/403(b)].

SJSHRM Choice Pooled Solutions℠ takes on over 90% of your administrative duties

YOUR RESPONSIBILITIES WITHOUT SJSHRM Transamerica Choice Pooled Solutions℠

  • [3(38) Investment Manager Appointment]
  • 402(g) Limit Reporting
  • 404(a)(5) Notice Distribution
  • 404(c) Notice Distribution
  • 408(b)(2) Notice Distribution
  • Annual Discrimination &
    Coverage Testing
  • Annual Fee Negotiations
    With Vendors
  • Audit Completion Support
  • Audit Firm Hiring & Monitoring
  • Auto Enrollment Notice Distribution
  • Beneficiary Designation Form Maintenance
  • Beneficiary Determinations
  • Blackout Notice Distribution
  • Census Review
  • Corrective Distributions
  • Death Benefit Approval
  • Distribution Reporting
  • DOL and IRS Issue
    Resolution Assistance
  • Eligibility Calculations
  • Eligibility Notifications
  • Employer Contribution Monitoring
  • Plan Document Preparation
  • ERISA Bond Review
  • Error Correction Monitoring
  • Fiduciary Insurance
    Coverage Review
  • Force Out Processing
  • Form 5330 Preparation
  • Form 5500 Preparation,
    Signing, & Filing
  • Form 8955 Preparation,
    Signing, & Filing
  • Fund Change Notice Distribution
  • Hardship Withdrawal Approval
  • Loan Approval & Reporting
  • Loan Default Monitoring
  • Loan Policy Administration
  • Lost Earnings Calculations
  • Participant Enrollment Assistance
  • Payroll Aggregation
  • Payroll File Aggregation
  • Plan Design Review
  • Plan Document Preparation
    & Archiving
  • Plan Irregularity Notification
  • QDIA Notice Distribution
  • QDRO Determinations
    & Reporting
  • Quarterly Investment
    Review Meetings
  • Rate Change Monitoring
    & Reporting
  • Required Minimum Distributions
  • Safe Harbor Notice Distribution
  • SAR Production & Distribution
  • SMM Notice Distribution
  • SPD Production & Distribution
  • Spousal Consent Approvals
  • Termination Date Verification
    & Maintenance
  • Termination Withdrawal Approval
  • Trustee Duties
  • Review & Process Payroll Files
  • Vesting Verification & Tracking
  • Year End Data Collection
    & Review


YOUR RESPONSIBILITIES WITH  SJSHRM Transamerica Choice Pooled Solutions℠

An employer who sponsors a retirement plan for their employees has overriding fiduciary responsibility for the plan. This solution allows the employer to outsource that responsibility to the highest degree.


Improve accuracy, save time and effort 


PayStart provides a service for qualifying clients that allows contribution data to be sent directly from the payroll vendor to Transamerica, eliminating the need for the plan sponsor to create and manipulate a separate file. This can help your organization:



With data gathered from contribution files from the plan sponsor and recordkeeper, TAG can match employees with specifics provided in the plan document to determine eligibility and verify participant information. In addition, the system captures rate changes, new loans, and hardship withdrawals and monitors contributions and distributions to ensure compliance with plan documents and [401(k)/403(b)] limits. Every step in the process is time-stamped, so the complete data cycle is monitored. The system allows TAG to monitor operational health and catch minor errors before exposing the plan to compliance violations.

Recordkeeper and the Participant Experience 

Driving Participant Success

The Transamerica participant experience is designed to help people understand if their savings and investment strategy is in line with their retirement goals.

It starts with enrollment and continues with personalized communications and financial education, showing participants how they can improve their retirement readiness.

An easy-to-understand forecast generated by the underlying methodology provided by Morningstar. Using simple weather icons, it shows participants if their current investment strategy is likely to produce the income they’re seeking in retirement and offers steps to improve their chances of achieving their goals. 

Your Retirement Outlook® is featured prominently on the participant website, mobile app, and quarterly statements.

What do SJSHRM trusted partners bring to the table?

San Joaquin Society for Human resource management
San Joaquin Society for Human resource management

San Joaquin Society for Human resource management

The San Joaquin Society for Human Resource Management is committed to advancing the Human Resources profession and serving the human resources professional in our territory through education, professional leadership development and organizational values, supporting our dedicated, caring, service-oriented and collaborative culture.

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Transamerica is an industry leading recordkeeper with over 20 years of experience with pooled arrangements. Their time-tested recordkeeping technology offers a proven infrastructure allowing for pooled arrangements, ensuring a plan will be administered successfully and accurately for the plan participant’s transition to retirement.

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Investment Manager
Investment Manager


Fiduciary-Plus was created to partner with advisors as we strive to provide best in class services to plan sponsors and their plan participants. Fiduciary-Plus helps a business owner / plan committee manage fiduciary liability by engaging RPA to accept responsibility for investment decisions as an ERISA defined 3(21)* or 3(38) discretionary investment manager. But the services don’t stop there. Fiduciary-Plus also offers your clients: cost analysis with annual fee benchmarking, plan governance education webinars, and fiduciary vault to support storage of vital documentation.

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Plan Administrator
Plan Administrator

TAG Resources

TAG Resources is the Plan Administrator and a Named Fiduciary, as defined under ERISA sections 402(a), 3(16), and 3(21). It is our job to perform all functions necessary to keep your plan compliant.

As such, TAG Resources is responsible for the day-to-day operations of your plan. The functions we perform on your behalf include: the signing and filing of the Form 5500, QDRO determinations, service of legal process related to the plan, plan operations, participant claims and appeals, distributions, beneficiary determinations, including any related extensions to the plan.

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Financial Advisor
Financial Advisor

Kris Gaskins

At CAM, you don’t have just one advisor. Nor do you work with whomever is available now to take your call. You have a dedicated team of professionals who work together to create a long-term financial plan that helps ensure your financial assets are well positioned and fiduciary exposure is kept to a minimum. So, we invite you to discover and experience the power of our services.


Take control of your company's retirement plan and help give your employees a better chance at retirement readiness.

Please fill in the details, and we will get back to you asap and start our journey together.


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