Introducing the [Program Name][401(k)/403(b)] Retirement Plan Exchange®

Connecting you to a retirement solution that performs over 90% of all your administrative duties.

[Program Name][401(k)/403(b)] Retirement Plan Exchange® is a Complete, Cost-effective, Turnkey Retirement Solution.


[Program Name] [401(k)/403(b)] has partnered with TAG & Transamerica to help employers spend more time running their business, not their retirement plan. TAG’s design handles administrative duties, reduces your risk, and is cost-effective.


[PROGRAM NAME] [401(k)/403(B)] is powered by The TAG & Transamerica 401(k) Retirement Plan Exchange® platform. It is based on sound structural elements that have been developed over the last 20 years, reviewed, and successfully tested to accept fiduciary responsibilities specified by ERISA, the Internal Revenue Code, and Department of Labor regulations while striving to provide compliance assurance with those regulations in order to reduce fines and penalties.

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5 Advantages with the [Program Name][401(k)/403(B)] Retirement Plan Exchange®

Employers don’t want to be 401(k)/403(b) experts.

TAG oversees plan set-up, implementation, monitoring, enrollment, and other duties.

Employers don’t want to be at risk.

By shifting administrative and certain named fiduciary duties to TAG Resources, employers can mitigate the most defined legal obligations and responsibilities.

Employers don’t want fines or penalties.

[Program Name][401(k)/403(B)] processes are developed to administer plans to be DOL and IRS compliant.

Employers don’t want to overpay.

The [PROGRAM NAME] [401(k)/403(b)] is built on a pooled pricing model and often costs less than other programs offering fewer comprehensive services.

Employers want to work with industry leaders.

The [PROGRAM NAME] [401(k)/403(b)] combines industry-leading professional service providers for “end to end” retirement plan oversight, including robust tools and resources for employees.


Administrative Responsibilities

The 90% Advantage with The [Program Name] [401(k)/403(b)] Retirement Plan Exchange®

A major DIFFERENTIATOR of the [Program Name] [401(k)/403(b)] for you as a participating employer is the reduced administrative tasks you have to perform on your [401(k)/403(b)].

YOUR RESPONSIBILITIES WITHOUT The [Progam Name][401(k)/403(B)] 

  • [3(38) Investment Manager Appointment]
  • 402(g) Limit Reporting
  • 404(a)(5) Notice Distribution
  • 404(c) Notice Distribution
  • 408(b)(2) Notice Distribution
  • Annual Discrimination &
    Coverage Testing
  • Annual Fee Negotiations
    With Vendors
  • Audit Completion Support
  • Audit Firm Hiring & Monitoring
  • Auto Enrollment Notice Distribution
  • Beneficiary Designation Form Maintenance
  • Beneficiary Determinations
  • Blackout Notice Distribution
  • Census Review
  • Corrective Distributions
  • Death Benefit Approval
  • Distribution Reporting
  • DOL and IRS Issue
    Resolution Assistance
  • Eligibility Calculations
  • Eligibility Notifications
  • Employer Contribution Monitoring
  • Plan Document Preparation
  • ERISA Bond Review
  • Error Correction Monitoring
  • Fiduciary Insurance
    Coverage Review
  • Force Out Processing
  • Form 5330 Preparation
  • Form 5500 Preparation,
    Signing, & Filing
  • Form 8955 Preparation,
    Signing, & Filing
  • Fund Change Notice Distribution
  • Hardship Withdrawal Approval
  • Loan Approval & Reporting
  • Loan Default Monitoring
  • Loan Policy Administration
  • Lost Earnings Calculations
  • Participant Enrollment Assistance
  • Payroll Aggregation
  • Payroll File Aggregation
  • Plan Design Review
  • Plan Document Preparation
    & Archiving
  • Plan Irregularity Notification
  • QDIA Notice Distribution
  • QDRO Determinations
    & Reporting
  • Quarterly Investment
    Review Meetings
  • Rate Change Monitoring
    & Reporting
  • Required Minimum Distributions
  • Safe Harbor Notice Distribution
  • SAR Production & Distribution
  • SMM Notice Distribution
  • SPD Production & Distribution
  • Spousal Consent Approvals
  • Termination Date Verification
    & Maintenance
  • Termination Withdrawal Approval
  • Trustee Duties
  • Review & Process Payroll Files
  • Vesting Verification & Tracking
  • Year End Data Collection
    & Review


YOUR RESPONSIBILITIES WITH The [Progam Name][401(k)/403(B)] 

[PROGRAM NAME] [401(k)/403(b)] TAKES ON OVER


An employer who sponsors a retirement plan for their employees has overriding fiduciary responsibility for the plan. This solution allows the employer to outsource that responsibility to the highest degree.

Department of Labor random audits can be costly for your business!

The IRS penalty for late filing of a 5500-series return is $25 per day, up to a maximum of $15,000. The DOL penalty for late filing can run up to $1,100 per day, with no maximum.

The [Program Name] [401(k)/403(b)] and TAG Resources, as named fiduciaries on your plan, will mitigate this risk for you.

The Core Benefits of The [Program Name][401(k)/403(b)] Retirement Plan Exchange®

Removes Pressure

Takes pressure off your internal administrative resources and allows you to use those resources elsewhere

ERISA Support

Provides access to service providers with ERISA and investment expertise

Fiduciary Responsibility

TAG delivers fiduciary protection at the highest level

Work with Investment Professionals

Outsources investment selection responsibility to investment professionals

Over twenty years
of experience

Experience over Enthusiasm

Retirement plan providers are currently struggling to deal with pooled structures. Many are enthusiastically working with pooled plans, such as pooled employer plans (PEPs), for the first time. TAG Resources and Transamerica have been the innovators in pooled structures for over 20 years. TAG’s experience has helped them understand how to structure the plan to get the best savings and protection available to you.

TAG & Transamerica have a proven track record of working together to understand employers’ needs and effectively meeting those needs.

Additionally, retirement plans carry significant fiduciary liability and government compliance exposure for employers. The [Program Name] [401(k)/403(b)] outsources most fiduciary responsibilities and compliance to TAG Resources to the highest extent available. While most retirement plans do not offer this level of fiduciary and compliance assistance, TAG works as your retirement department by becoming a Signatory Named Fiduciary on your retirement plan.


Driving Participant Success

The Transamerica participant experience is designed to help people understand if their savings and investment strategy is in line with their retirement goals. It starts with enrollment and continues with personalized communications and financial education showing participants how they can improve their retirement readiness.

An easy-to-understand forecast generated by the underlying methodology provided by Morningstar. Using simple weather icons, it shows participants if their current investment strategy is likely to produce the income they’re seeking in retirement and offers steps to improve their chances of achieving their goals. Your Retirement Outlook® is featured prominently on the participant website, mobile app, and quarterly statements.


[Program Names][401(k)/403(b)] trusted providers can help you retain and attract top quality talent.

[Program Name][401(k)/403(b)]

[Program Name][401(k)/403(b)]

The description of the company is placed here.

[Financial Advisor Logo]

[Financial Advisor]

The description of the FA is placed here.



With more than 85 years of experience helping people prepare for retirement, Transamerica is one of the most recognized, trusted names in financial services. As a pioneer in pooled-plan solutions, we equip plan sponsors with the tools, resources, and professional support to help their employees pursue a healthier, more secure future.

[3(38) Logo]

[3(38) Company]

The description of the 3(38) provider is placed here.

TAG Resources

TAG Resources

TAG Resources ensures your plan reaps long-term rewards with easier day-to-day operations. As the largest end-to-end retirement plan provider in the US, TAG is recognized nationally for pioneering unique Retirement Programs. The Multiple Employer Program™ is our newest innovation, bundling retirement plans together in a service model previously only available for very large companies.

There you have it.

The Best Retirement Plan We’ve Ever Built

Your Company Name

Contact Us

Let Us Tell You More. Contact [PROGRAM NAME] Now.




TRANSAMERICA PYRAMID LOGO, RETIREMENT PLAN EXCHANGE, and YOUR RETIREMENT OUTLOOK are all service marks of Transamerica Corporation. Securities offered through Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528. Administrative Group, LLC dba Transamerica Fiduciary Services is the PPP, a named plan fiduciary, and Administrative Group, LLC dba TAG Resources is the 3(16) Plan Administrator and TPA, a named fiduciary, and is a wholly owned subsidiary of Transamerica. Transamerica Retirement Solutions, LLC is the recordkeeper for the PEP. Transamerica Retirement Solutions, LLC does not act as a plan fiduciary. 

Important: The projections or other information generated by the engine (which produces Your Retirement Outlook®) regarding the likelihood of various investment outcomes are hypothetical, do not reflect actual investment results, and are not guarantees of future results. Results derived from the tool may vary with each use and over time. 

The Choice Pooled Solution℠ is not a traditional multiple employer plan (MEP). Unlike a traditional MEP, certain plan qualification and ERISA requirements are applied at the individual plan/participating employer level. Pooled employer plans (PEPs) are a new type of multiple employer plan for which the Department of Labor (DOL) and IRS guidance is still pending in a number of areas. An employer participating in the plan retains certain fiduciary responsibilities, including responsibility for selecting and monitoring the 3(16) plan administrator as well as the Pooled Plan Provider (PPP), for determining the reasonableness of service providers’ fees, and for periodically reviewing the plan as a whole. Among other responsibilities, the PPP acts as the 3(16) plan fiduciary (or delegates another entity to serve in such capacity). Transamerica does not act as a 3(16) plan fiduciary. 

The Retirement Plan Exchange®/Group Plan Solution is not a multiple employer plan (MEP). Unlike a MEP, certain plan qualification and ERISA requirements are applied at the individual plan level. An employer participating in the plan retains certain fiduciary responsibilities, including responsibility for retaining and monitoring the 3(16) plan administrator, for determining the reasonableness of its fees, and for periodically reviewing the plan as a whole. Transamerica does not act as a 3(16) plan fiduciary. 

©2024 Transamerica Corporation. All rights reserved. 

©2024 Rev8lation Media LLC 

2691907R1 05/24  


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