TAG Exchange Template 3

CONTACT

Introducing the [Program Name][401(k)/403(b)] Retirement Plan Exchange®

Every Successful Company, No Matter The Size, Should Offer A Retirement Solution.

Company Logo

[PROGRAM NAME] mission statement here. Who are you and what is important about you? What separates you from other businesses that offer a retirement program?

Introducing the [Program Name][401(k)/403(b)] Retirement Plan Exchange®

[Program Name] [401(k)/403(b)] has partnered with TAG & Transamerica to help employers spend more time running their business, not their retirement plan. TAG’s design handles administrative duties, reduces your risk, and is cost-effective.

What Is It?

[PROGRAM NAME] [401(k)/403(B)] is powered by The TAG & Transamerica 401(k) Retirement Plan Exchange® platform. It is based on sound structural elements that have been developed over the last 20 years, reviewed, and successfully tested to accept fiduciary responsibilities specified by ERISA, the Internal Revenue Code, and Department of Labor regulations while striving to provide compliance assurance with those regulations in order to reduce fines and penalties.

ADVANTAGES

5 Advantages with the [Program Name][401(k)/403(B)] Retirement Plan Exchange®

Employers don’t want to be 401(k)/403(b) experts.

TAG oversees plan set-up, implementation, monitoring, enrollment, and other duties.

Employers don’t want to be at risk.

By shifting administrative and certain named fiduciary duties to TAG Resources, employers can mitigate the most defined legal obligations and responsibilities.

Employers don’t want fines or penalties.

[Program Name][401(k)/403(B)] processes are developed to administer plans to be DOL and IRS compliant.

Employers don’t want to overpay.

The [PROGRAM NAME] [401(k)/403(b)] is built on a pooled pricing model and often costs less than other programs offering fewer comprehensive services.

Employers want to work with industry leaders.

The [PROGRAM NAME] [401(k)/403(b)] combines industry-leading professional service providers for “end to end” retirement plan oversight, including robust tools and resources for employees.

Administrative

Responsibilities

The 90% Advantage with The [Program Name] [401(k)/403(b)] Retirement Plan Exchange®

A major DIFFERENTIATOR of the [Program Name] [401(k)/403(b)] for you as a participating employer is the reduced administrative tasks you have to perform on your [401(k)/403(b)].

YOUR RESPONSIBILITIES WITHOUT The [Progam Name][401(k)/403(B)]

[3(38) Investment Manager Appointment]
402(g) Limit Reporting
404(a)(5) Notice Distribution
404(c) Notice Distribution
408(b)(2) Notice Distribution
Annual Discrimination &
Coverage Testing
Annual Fee Negotiations
With Vendors
Audit Completion Support
Audit Firm Hiring & Monitoring
Auto Enrollment Notice Distribution
Beneficiary Designation Form Maintenance
Beneficiary Determinations
Blackout Notice Distribution
Census Review
Corrective Distributions
Death Benefit Approval
Distribution Reporting
DOL and IRS Issue
Resolution Assistance
Eligibility Calculations
Eligibility Notifications

Employer Contribution Monitoring
Plan Document Preparation
ERISA Bond Review
Error Correction Monitoring
Fiduciary Insurance
Coverage Review
Force Out Processing
Form 5330 Preparation
Form 5500 Preparation,
Signing, & Filing
Form 8955 Preparation,
Signing, & Filing
Fund Change Notice Distribution
Hardship Withdrawal Approval
Loan Approval & Reporting
Loan Default Monitoring
Loan Policy Administration
Lost Earnings Calculations
Participant Enrollment Assistance
Payroll Aggregation
Payroll File Aggregation
Plan Design Review
Plan Document Preparation
& Archiving
Plan Irregularity Notification

QDIA Notice Distribution
QDRO Determinations
& Reporting
Quarterly Investment
Review Meetings
Rate Change Monitoring
& Reporting
Required Minimum Distributions
Safe Harbor Notice Distribution
SAR Production & Distribution
SMM Notice Distribution
SPD Production & Distribution
Spousal Consent Approvals
Termination Date Verification
& Maintenance
Termination Withdrawal Approval
Trustee Duties
Review & Process Payroll Files
Vesting Verification & Tracking
Year End Data Collection
& Review

YOUR RESPONSIBILITIES WITH The [Progam Name][401(k)/403(B)]

[PROGRAM NAME] [401(k)/403(b)] TAKES ON OVER 90% OF THE RESPONSIBILITIES

An employer who sponsors a retirement plan for their employees has overriding fiduciary responsibility for the plan. This solution allows the employer to outsource that responsibility to the highest degree.

Department of Labor random audits can be costly for your business!

The IRS penalty for late filing of a 5500-series return is $25 per day, up to a maximum of $15,000. The DOL penalty for late filing can run up to $1,100 per day, with no maximum.

The Core Benefits of The [Program Name][401(k)/403(b)] Retirement Plan Exchange®

Removes Pressure

Takes pressure off your internal administrative resources and allows you to use those resources elsewhere

ERISA Support

Provides access to service providers with ERISA and investment expertise

Fiduciary Responsibility

TAG delivers fiduciary protection at the highest level

Work with Investment Professionals

Outsources investment selection responsibility to investment professionals

Over twenty years
of experience

Experience over Enthusiasm

Retirement plan providers are currently struggling to deal with pooled structures. Many are enthusiastically working with pooled plans, such as pooled employer plans (PEPs), for the first time. TAG Resources and Transamerica have been the innovators in pooled structures for over 20 years. TAG’s experience has helped them understand how to structure the plan to get the best savings and protection available to you.

TAG & Transamerica have a proven track record of working together to understand employers’ needs and effectively meeting those needs.

Additionally, retirement plans carry significant fiduciary liability and government compliance exposure for employers. The [Program Name] [401(k)/403(b)] outsources most fiduciary responsibilities and compliance to TAG Resources to the highest extent available. While most retirement plans do not offer this level of fiduciary and compliance assistance, TAG works as your retirement department by becoming a Signatory Named Fiduciary on your retirement plan.

PARTICIPANT
EXPERIENCE

Driving Participant Success

The Transamerica participant experience is designed to help people understand if their savings and investment strategy is in line with their retirement goals. It starts with enrollment and continues with personalized communications and financial education showing participants how they can improve their retirement readiness.

An easy-to-understand forecast generated by the underlying methodology provided by Morningstar. Using simple weather icons, it shows participants if their current investment strategy is likely to produce the income they’re seeking in retirement and offers steps to improve their chances of achieving their goals. Your Retirement Outlook® is featured prominently on the participant website, mobile app, and quarterly statements.

KEY
PARTNERSHIPS

[Program Names][401(k)/403(b)] trusted providers can help you retain and attract top quality talent.

[Program Name][401(k)/403(b)]

The description of the company is placed here.

[Financial Advisor Logo]

The description of the FA is placed here.

[3(38) Logo]

The description of the 3(38) provider is placed here.

With more than 85 years of experience helping people prepare for retirement, Transamerica is one of the most recognized, trusted names in financial services. As a pioneer in pooled-plan solutions, we equip plan sponsors with the tools, resources, and professional support to help their employees pursue a healthier, more secure future.

TAG Resources ensures your plan reaps long-term rewards with easier day-to-day operations. As the largest end-to-end retirement plan provider in the US, TAG is recognized nationally for pioneering unique Retirement Programs. The Multiple Employer Program™ is our newest innovation, bundling retirement plans together in a service model previously only available for very large companies.

There you have it.

The Best Retirement Plan We’ve Ever Built. Interested? Let Us Tell You More. Contact Us Now.

Contact Us

info@rev8lation.com

Phone

555-555-5555

Important: The projections or other information generated by the engine (which produces Your Retirement Outlook®) regarding the likelihood of various investment outcomes are hypothetical, do not reflect actual investment results, and are not guarantees of future results. Results derived from the tool may vary with each use and over time.

The Retirement Plan Exchange® plan solution is not a multiple employer plan (MEP). Unlike a MEP, certain plan qualification and ERISA requirements are applied at the individual plan level. An employer participating in the plan retains certain fiduciary responsibilities, including responsibility for retaining and monitoring the 3(16) plan administrator, for determining the reasonableness of its fees, and for periodically reviewing the plan as a whole. Transamerica does not act as a 3(16) plan fiduciary.

Securities offered through Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528.

The Pyramid logo, Retirement Plan Exchange®, OnTrack®, Your Retirement Outlook® and Brighten Your Outlook® are registered service marks of Transamerica. TAG Resources, Inc., is a wholly owned subsidiary of Transamerica, but there are no other affiliations between the two and any other organization referenced.

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